About CFML




CFML Lending offers competitive interest rates for your residential or investment lending requirements. If you are interested in borrowing, please view our Lending Criteria, and complete an Application Form

If you have any questions or would like to borrow from us, please contact us at:



CFML Lending - Types of Loans

CFML Lending can lend to borrowers for residential owner-occupied, and residential investment, property in New Zealand who can offer a first ranking mortgage security.

CFML Lending can provide borrowers with the following types of loans:

  • Interest only loans

    • The repayments borrowers make will cover only the interest​

  • Principal and Interest

    • Each repayment made will cover both the interest and will reduce the amount borrowed (the principal)


Examples of Borrower Documents

Below are some examples of documentation you can expect from us when you apply for a loan.

CFML Lending is a member of an independent dispute resolution scheme operated by Financial Services Complaints Limited (FSCL) and approved by the Ministry of Consumer Affairs. Under FSCL criteria we have 40 working days to respond to your complaint. If you are not satisfied by our response, you may refer the matter to FSCL by emailing info@fscl.org.nz or calling FSCL on 0800 347257. Full details of how to access the FSCL scheme can be obtained on their website: www.fscl.org.nz. There is no cost to you to use the services of FSCL. CFML Lending's FSCL number is 7237.